right now 8%. >> applying for a loan is easy and friendly with us. if there are people who thought i would never be able to get a business loan, banks don't want to talk to me, check us out. >> reporter: loan applications are simple. approval usually takes less than a week. the opportunity fund says the repayment rate is close to 90%, more than double that for traditional small business loans. it's a recipe for success for jeremy sours, who hopes to open a bigger restaurant with a brewpub and, of course, that famous barbecue. >> everything here is really good. >> really hungry for lunch now... for more information on microloans, go to cbs5.com. if you have a consumer problem, call our hotline, 1-888-5-helps- u. >>> still to come, this month's student rising above. a young man using his parents' extreme hardships to beat everybody's expectations. ,,,,,, [ female announcer ] we can't live in a bubble. but what we can do is arm ourselves for the ones we love with a flu shot from walgreens. ♪ [ coughs ] [ female announcer ] with the most pharmacists ce